Mo Money

As of today, my credit card has been officially paid off!!!!

Whooo Hooo!!!!!!

It all started when I studied abroad. While it was one of the best experiences of my life, it was expensive. I traveled a lot and each time I would use my credit card because it was easier. After that it just kept on building up. Now my debt wasn't a lot, but it was something that I've been trying to slowly pay off for the past 2 years.

And now I'm done!!!!!! It feels great to have one less bill to worry about. Now I'm sure I will need to use my credit card again, but I plan on either paying it off in full each month or within 2 months. We'll see if that works or not.

I still have student loans, but I'm not worried about paying them off right away. I have a pretty low interest rate and the payments are deducted each month from my checking account, so I don't have to worry. Plus student loans are considered good credit to have.

Now I can focus more on building up my savings account and hopefully being able to buy a house one day soon!

Occupy your time

It's almost the end of February and I reached my goal of saving $800 this month!! What I'm doing is I'm putting the money in my savings account. Once it's there, I'm not allowed to touch it That way I won't give in to temptation.

The only problem is this past week has been kind of slow at work. After I check all the blogs, gossip sites and my e-mail about 50 times I start to browse online stores. This is bad.

When I do this I have such an urge to just go ahead and buy something. Of course if it's in my budget I will buy something, but the whole point of this project is to curve my spending. I can't keep on looking online or I will spend more money that I really need to spend. I've even gone as far as putting items in the shopping cart and then just exiting the window. lol. I'm a mess.

Anyway are there any websites that you frequent that can help occupy my time so I resist the urge to spend? I really need suggestions!!!